HEALTH INSURANCE

We recognize the vast importance of health insurance coverage to most employees and their families. We offer our employees three choices for medical insurance coverage: CareFirst Blue Preferred PPO, CareFirst Blue Choice HMO, and Kaiser Permanente HMO, as well as a dental plan. Coverage is effective as of the date of hire, and despite escalating health costs, LMI pays 80 percent of the premiums for full-time employees for single or family coverage. In addition, we offer supplemental programs for nonmilitary federal government retirees wishing to continue their coverage under government-sponsored programs. We also offer a Medical Buyout Program that pays an annual stipend to employees who opt to obtain medical coverage through a spouse’s employer or other eligible coverage. Qualified retirees can continue to participate in LMI's group medical and dental plans.